BANK AUDIT

The bank audit is an important step for all banks who seeks a better optimization of its overall management. [...]
FACULTY OF LAW: ECONOMIC AND SOCIAL
Economics and Management
Option: Money, Finance & Banking
BANK AUDIT
Editor:
Mr. Prof. Driss FREJ & Ms. Iman AZAM
Prepared by: G. Nissrine & E. Iliasse
Academic Year: 2005-2006
The parts of memory: The bank audit
* The bank audit / Option: Money, Finance & Banking
* The bank audit: General Introduction

The organization of brokerage firms

The brokerage firms: “In principle broker in Morocco are composed of four departments.
In order to minimize conflicts of interest which may expose the broker, Circular No. 01/10 of January 4, 2010 said incompatible functions and put the bonds to set up an organization adapted to the size of the stock company, its activities at its specificities volume transaction processing including the circular has set up three systems across all brokerage firms.
§ 1: Departments:
These four departments listed below.
* The commercial department
This department is responsible for two areas:
The clerk-bargaining role to execute client orders and process transactions for consideration so that his client is served first.
The trader, whose role is to negotiate large blocks of shares in listed companies on the market for direct sales (market block is also responsible for causing movement to the purchase or sale by the intentional
* The research department
It is considered the victim of a brokerage firm, because he is allowing the brokerage firm to drain the fat levels

The Berkeley hotel

The Berkeley
The Berkeley is located in Central London
The Berkeley is a five star deluxe hotel, located in Wilton Place, Knightsbridge, London. It is managed by Maybourne Hotel Group, who also manage Claridge’s and The Connaught in Mayfair, London.
Richard D’Oyly Carte purchased The Berkeley in 1900, and his family remained in control for the next century. In 2005, The Savoy Group, including The Berkeley, was sold to Quinlan Private, which sold off the Savoy Hotel and Savoy Theatre and renamed the group Maybourne Hotel Group.
Like other hotels in the group, the hotel features a connection to Gordon Ramsay who runs the Boxwood Cafe at the hotel.
The Blue Bar (designed by David Collins) is also situated in The Berkeley, as is Marcus Wearing. The Caramel Room within the hotel is home to the Pret a Portea, the world renowned ‘fashionistas afternoon tea’.
The Berkeley is unique in that it boasts London’s only rooftop swimming pool. Although The Savoy in the Strand also has pool open to the sky, that pool is located in an atrium on the third floor.
Recently released plans for the Berkeley show that the swimming pool on the roof will be closed and a new spa will be opened in the basement, with additional rooms being added to the roof area

E-Commerce: Characteristics and open problem, E-Marketing

EMarketing- EMarketing
Chapter I: Marketing Internet Marketing
Section II: The contribution of the Internet Marketing Activity
Paragraph 2: Electronic Commerce:
1-Definition and forms of electronic commerce
Electronic commerce has become the vehicle for an industrial revolution.
According to the dictionary, trade: “It’s trading, traffic, purchase or sale of goods or property.” Similarly, the “Cambridge” defines trade as “An activity which involves the purchase, sale or exchange of goods, commodities, securities or services”.
The blossoming of the Internet has sparked a new form of trade which departs from the traditional notion.
It comes to buying and selling online, or more commonly electronic commerce.
a-Definition of Electronic Commerce:
There is no conventional definition of the term “electronic commerce”. According to the technical definition () “Electronic commerce covers EDI () (EDI), electronic mail, audits and all related processes in order to exchange digital from one end to the other d commercial activity of any information necessary to conduct business. It is also used to describe the standards, practices and technologies that define the new approach to trade. ”
According to the French Association of Multimedia Telematics (AFTEL) “Electronic commerce refers to all trade in which the purchase is a telecommunications network, it covers both the simple order taking, as the purchase with payment for all purchases of goods than services, information exchange, transactions involving equipment products or consumer goods. ”
Francis Lorentz in its report submitted January 7, 1998 the French Minister of Economy, Finance and Industry is